TERMS AND CONDITIONS


We offer cash loans at a state regulated interest rate of 4.5% compounded monthly.  You can redeem your collateral anytime within the 90 day loan period, or renew your loan contract for an additional 90 days. 




Call us Today: 

Forked River: (609) 489-4632

Toms River Hooper Ave: (732) 255-2060

Toms River RT 9: (732) 270-7000

LOAN EXTENSIONS

If you are not able to re-pay your pawn loan in full on its due date, you may ask for an extension.  With an extension, you pay the interest that has accrued on your loan.  The principal amount of the loan remains the same, as does the interest rate, but the due date is reset for a new full loan term. This can be done as many times as you like.   You may also choose to surrender your collateral at any time without  penalty.  This is not reported to credit agencies and does not hurt your ability to get a loan with us in the future.




SAFE AND SECURE

When you get a loan at Fast Cash your items and their condition are carefully documented and photographed. They are thoroughly wrapped and stored  in our vault or secured warehouse for safekeeping.  When your loan balance is paid, your items are returned to you in their original condition.  You may come in at any time during the loan period to pay the loan balance and pick up your merchandise without penalty.  This allows you to keep ownership of your  valuables  and leaves you with an asset to use as collateral again in the future should you need it!  Whether you need $100 to help you get by until your next pay check or $15,000 – Fast Cash can offer the money you need! 




​​Pawning is the quickest and most efficient way of obtaining an immediate cash loan!

There’s no need to fill out lengthy forms at a bank or credit union, put up your car title, or sell treasured family heirlooms!   A pawn loan, or collateral loan, is a safe way to borrow money and get the cash you need fast! There’s never any credit checks or hassles plus getting a pawn loan is quick and easy! 
​One of our friendly Sales and Loan Associates will work with you to get you the cash you need.


​Fast Cash is locally owned and we’ve been in business over 10 years!  We are proud to live and work in the communities we serve.  We have built our business on  trust and the golden rule.  Neighbor helping neighbor.  We want our customers – our neighbors to be treated right.   The decisions we make are good for our customers and good for us.   




BUILDING RELATIONSHIPS

Our company’s goal is to help people.  Whether you need a loan or a great deal on name brand merchandise, we want you to check with Fast Cash first!  The majority of our customers re-pay their loans and pick up their items to use again when the need arises.  There’s no reason to pay bank service charges or head off to a big box store when you can get fast, friendly loans and name brand merchandise at below wholesale prices. At Fast Cash we give you ALL of that AND great customer service!

The highest form of success for any business is measured by it’s repeat customer business.  At Fast Cash we’re proud to serve our customers and even prouder when they return.  Call or come by one of our three locations and meet our team members today!


​New Jersey State Pawn license numbers are as follows: L070293 / L070288 / L071160